Monthly Budget Planner
See where your money goes — and whether you're on track each month.
Income
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Expenses
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Savings
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Surplus
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Income
Salary, freelance/side income, other sources
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Fixed expenses
Rent, utilities, EMI, insurance
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Variable expenses
Food, transport, dining out, shopping
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Savings / surplus
Monthly savings target
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You're on track
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Money left after expenses & savings — consider boosting your savings target.
Where your money goes
Add some expenses to see your breakdown.
50 / 30 / 20 rule
Spend 50% on needs, 30% on wants, save/invest 20%. Tag each expense as a need or want to apply the rule to your numbers.
Popularized by Sen. Elizabeth Warren in All Your Worth (2005). A simple benchmark — adjust to your goals & cost of living.
This rule is a general guideline. Adjust the ratios to fit your local cost of living and financial goals.